Q: Can I Search For Any Bankruptcy Record, Or Just My Own?

A: Bankruptcy records are classified as public information under the Freedom of Information Act. As long as you have the required search parameters, you will be able to access any record you search for.

Q: When can I expect my Bankruptcy Documents?

A: You will receive documentation within 24 hours of placing your order. Any files which have been archived by the courts will take longer. Any files that have been destroyed (25 years or more past filing) will not be available.

Q: I want to buy or refinance my home. Do you know which records I need?

A: Mortgage lenders often have different requirements for proof packages when financing a home. At the very least, you will need a copy of your Schedules and Discharge papers. Your lender will be able to advise you as to their preferences
and requirements.

Q: I need to work with past creditors and clean up my credit rating now that I have filed for bankruptcy. What paperwork do I need?

A: Your Schedules and Discharge papers are typically sufficient. However, in cases where there are discrepancies on your credit report or you need to provide additional proof to the bureaus, your entire file would be required.

Q: Do you offer refunds?

A: No.  Once the documents have been emailed to you, you will not be able to obtain a refund.